Architecture

Zekret Architecture

A unified trust fabric combining identity governance, compliance intelligence, and sovereign AI decisioning — deployed across VPC, on-premise, and air-gapped environments.

Reusable credentials, structured attestations, non-PII compliance-state intelligence, deterministic policy evaluation, real-time enforcement, and governed AI in one modular system.

Architecture Snapshots

Zero-retention identity credentials and attestations

Non-PII compliance-state intelligence and risk signals

Deterministic policy evaluation and enforcement

Federated, explainable AI within sovereign environments

Architecture Overview

Zekret’s layered trust architecture is built for regulated environments that demand privacy-preserving identity, deterministic compliance, sovereign AI, and interoperable enforcement across institutions.

Verify identity without retaining personal data

Evaluate compliance consistently across institutions

Enforce decisions deterministically

Operate within sovereign infrastructures (VPC, on-prem, air-gapped)

Support AI with strict governance and explainability

Interoperate across agencies, operators, and institutions

Principles

Six Pillars of the Trust Fabric

Zero-Retention Identity

No PII, documents, or raw verification data is stored. Credentials are issued once, device-bound, encrypted, and selectively disclosed.

Deterministic Compliance Logic

Every decision is reproducible and audit-ready. Policies are versioned, governed, and universally applied—no heuristic approvals.

Non-PII Risk Intelligence

Sanctions, behavioral, and wallet signals are transformed into structured non-PII compliance-state objects. No sensitive data is shared.

Policy-Aligned AI Governance

Models run in sovereign environments with explainability, auditability, and compliance constraints. AI never overrides policy.

Sovereign Deployment

Deployed in enterprise VPC, private cloud, on-prem clusters, or fully air-gapped networks. No raw data leaves the perimeter.

Interoperability Without Data Sharing

Identity and compliance travel as structured proofs, enabling cross-institution collaboration without exposing raw data.

Architecture Layers

Full Stack, End-to-End

From credential issuance to enforcement, each layer is modular and interoperable—yet deterministic when combined.

Zekret Identity Engine

Identity Governance

Core Components

  • Issued credential
  • Attestation structures
  • Selective disclosure engine
  • Lifecycle management
  • Device-bound keys

Outcomes

  • Reusable, privacy-preserving identity
  • Standardized verification
  • Zero PII retention
Screening & Risk Intelligence

Compliance Intelligence

Core Components

  • Sanctions + watchlists
  • Behavioral/operational indicators
  • Wallet risk signals
  • Jurisdictional eligibility
  • Compliance-state outputs

Outcomes

  • Uniform non-PII risk evaluation
  • Structured compliance-state for policies and enforcement
Attestation & Policy Engine

Policy Governance

Core Components

  • Attestation schemas
  • Policy Packs (AML, eligibility, RG, AI Act, MiCA)
  • Deterministic evaluation
  • Compliance-state calculator
  • Versioned governance

Outcomes

  • Single compliance logic
  • No interpretation drift
  • Deterministic Allow/Block/Escalate
Federated AI Governance Engine

AI Governance

Core Components

  • Local inference (zero egress)
  • Explainability traces
  • Drift monitoring
  • Governance controls
  • Policy-aligned constraints

Outcomes

  • Auditable, explainable AI
  • Outputs that respect policy
  • Safe augmentation of compliance workflows
Enforcement Layer

Deterministic Enforcement

Core Components

  • Real-time logic
  • Immutable decision logs
  • Policy-version linking
  • Enforcement governance

Outcomes

  • Uniform enforcement
  • Fully auditable history
  • Regulator-ready trust
Integration SDK & Enforcement Gateway

Integration & Gateway

Core Components

  • REST APIs
  • Webhooks
  • Event streams
  • SDKs (web/mobile/server)
  • System adapters

Outcomes

  • Minimal engineering overhead
  • Unified integration path
  • Backward compatibility

End-to-End Flow

From Credential to Enforcement

1

User or entity presents encrypted credential (no PII shared)

2

Attestations & risk signals evaluated → non-PII compliance-state generated

3

Policy engine applies AML/eligibility/access rules → deterministic outcome

4

AI governance augments (optional) with explainable, constrained inference

5

Enforcement executes Allow / Block / Escalate and logs immutably

6

Integrations apply the result to onboarding, access, transactions, eligibility

Deployment Models

Dedicated SaaS (Isolated Tenant)

For private operators or mid-sized enterprises needing speed.

Private Cloud / VPC

Most common for finance, gaming, and enterprises requiring sovereignty.

On-Premise Deployment

Preferred by governments, regulators, and critical infrastructure.

Air-Gapped Deployment

Full offline operation with controlled sync for defense and classified systems.

Compliance & Regulatory Alignment

GDPR, privacy-by-design, zero-retention identity

eIDAS-aligned workflows (where applicable)

FATF recommendations, AMLD5/AMLD6, KYC/KYB

Sanctions enforcement (OFAC, UN, EU, HMT)

Government eligibility and inter-agency interoperability

MiCA-aligned digital asset checks and FATF Travel Rule support

EU AI Act (high-risk), NIST AI RMF, model explainability requirements

Key Architectural Benefits

Unified architecture replacing fragmented stacks

Zero PII retention reduces regulatory and operational risk

Deterministic, auditable compliance logic

Sovereign AI with full explainability and governance

Real-time enforcement across all workflows

Interoperability without data sharing

National-scale deployment options

Minimal integration complexity

Request the Full Architecture Package

Schedule a technical session to explore Zekret’s identity, compliance, and AI governance architecture for your organization.