Industries / Digital Asset & Stablecoin Compliance
Digital Asset & Stablecoin Compliance
Identity, wallet intelligence, sanctions screening, and deterministic compliance for digital asset institutions — without exposing personal data or relying on protocol-level infrastructure.
Zekret enables exchanges, custodians, stablecoin issuers, OTC desks, fintechs, and DeFi-facing institutions to evaluate identity, eligibility, and wallet risk using a unified, privacy-preserving compliance architecture.
Reusable identity with zero PII
Wallet intelligence + sanctions screening
Deterministic compliance decisions
Sovereign deployment: SaaS, VPC, on-prem, air-gapped
Executive Overview
Digital asset institutions must navigate MiCA, FATF Travel Rule, AML/CFT, sanctions exposure, wallet provenance checks, and cross-border compliance. Traditional tools are fragmented, inconsistent, PII-heavy, and prone to false positives. Zekret delivers a unified, privacy-preserving compliance fabric: identity without PII, wallet risk signals, deterministic policy evaluation, and AI-assisted compliance with strict governance.
Industry Challenges
Fragmented, inconsistent wallet risk evaluation
High operational cost of repeated KYC/KYB
Regulatory pressure: MiCA, FATF Travel Rule, AML/CFT
False positives causing friction and blocked transfers
Need deterministic risk logic for custody and issuers
PII-heavy onboarding creates liability
Cross-border inconsistency across institutions
How Zekret Addresses These
One-time Zekret credential verifies age, jurisdiction, sanctions, eligibility—no stored PII
Wallet risk intelligence integrated into compliance-state
Deterministic policy evaluation for onboarding, withdrawals, issuance, OTC rules
Explainable AI assistance with strict governance (optional)
Zero PII exposure end-to-end
Interoperability across exchanges, custodians, OTC desks, issuers without sharing user data
Capabilities Map
Zekret Identity Engine
- Verifiable identity credential (age, jurisdiction, sanctions clear)
- KYC/KYB-equivalent structured attributes
- Reusable across digital asset ecosystems
Attestation & Policy Engine
- MiCA/FATF-aligned rules
- Withdrawal and transaction thresholds
- Stablecoin issuance/redemption conditions
- Jurisdiction-specific logic
Screening & Risk Intelligence
- Wallet provenance indicators
- Sanctions exposure
- Watchlist alignment
- Counterparty patterns
- Behavioral and operational risk signals
Deterministic Enforcement Layer
- Allow/Block/Escalate for onboarding, withdrawals, transfers, OTC, issuance/redemption, whitelisting
- Immutable, non-PII logs
Federated AI Governance
- Explainable anomaly classification and behavioral clustering (optional)
- Policy-aligned AI risk augmentation with zero data egress
Integration SDK & Enforcement Gateway
- Lightweight integration for exchanges, custodians, wallets, OTC desks
- Real-time evaluation and enforcement
Digital Asset Compliance Architecture
Layered architecture: reusable identity credential, wallet risk evaluation, policy evaluation, optional AI governance, and deterministic enforcement. Enables consistent compliance without protocol-level changes.
User Identity Credential
- Age, residency, sanctions attestations
- Reusable across institutions
Wallet Risk Evaluation
- Non-PII risk signals
- Cluster analysis and sanctioned exposure
Policy Evaluation Layer
- MiCA-aligned rules
- Eligibility for transfers, trades, onboarding
AI Governance Layer (optional)
- Explainable anomaly detection
- Behavioral risk classification
Deterministic Enforcement
- Consistent decisions across markets and partners
Deployment Models
Private Cloud / VPC
Full data sovereignty for exchanges and custodians.
On-Premise
For financial institutions with strict audit requirements.
Air-Gapped Mode
For national custodians, CBDC environments, regulated issuance partners.
Dedicated SaaS Instance
For fintechs and mid-size operators needing quick integration.
Compliance Alignment
MiCA (exchanges, custodians, stablecoin issuers)
FATF Travel Rule
AML/CFT requirements
Sanctions enforcement (OFAC, UN, EU, HMT)
GDPR (zero personal data exposure)
Local regulatory licensing frameworks
All outputs are deterministic, version-controlled, non-PII, and regulator-ready.
Key Benefits
Unified identity and wallet risk evaluation
Reusable credential reduces onboarding friction
Deterministic compliance for all transactions
Zero-PII model reduces audit and breach risk
Supports MiCA, FATF, and AML obligations
Works across centralized and decentralized environments
AI-supported risk insights with governance
Builds trust across cross-institution ecosystems
Strengthen Digital Asset Compliance With Deterministic Identity and Risk Intelligence
Deploy Zekret’s unified compliance infrastructure across exchanges, custodians, stablecoin systems, and regulated fintech workflows.