Product / Screening & Risk Intelligence
Screening & Risk Intelligence
Unified sanctions, watchlist, and behavioral risk intelligence delivering non-PII compliance-state signals for high-assurance decisioning.
The Screening & Risk Intelligence layer consolidates sanctions data, watchlist monitoring, wallet risk (for digital assets), and behavioral indicators into a single, deterministic, privacy-preserving intelligence feed used across banking, government, regulated gaming, and enterprise AI systems.
Unified sanctions, watchlist, behavioral intelligence
Non-PII compliance-state outputs
Feeds Attestation & Policy + Enforcement layers
Sovereign deployment (SaaS, VPC, on-prem, air-gapped)
Executive Overview
The Screening & Risk Intelligence Engine provides a real-time intelligence layer that enhances identity and compliance workflows without exposing personal data.
It aggregates global sanctions lists, watchlists and PEP datasets, behavioral and operational risk indicators, digital-asset wallet intelligence (when applicable), cross-system activity patterns, and eligibility signals relevant to regulated operations.
Instead of returning sensitive data, the engine outputs non-PII compliance-state indicators that feed directly into the Attestation & Policy Engine, the Deterministic Enforcement Layer, and enterprise workflows requiring risk-aware eligibility checks. This creates a unified risk and compliance intelligence foundation across all Zekret-enabled environments.
Real-time intelligence without exposing personal data
Aggregates sanctions, watchlists, behavioral and wallet risk
Outputs structured, non-PII signals for downstream decisioning
Drives Attestation & Policy Engine and Deterministic Enforcement
What It Solves
Fragmented screening tools across institutions
Redundant manual review of sanctions and watchlists
High false positives without policy context
Interoperability gaps between operators and agencies
Compliance risk from inconsistent screening interpretations
Digital-asset risk oversight complexity
Core Capabilities
Sanctions & Watchlist Intelligence
- Aggregates global sanctions, regulatory watchlists, PEP datasets, and law-enforcement lists
- Normalizes jurisdiction-specific restrictions
- Outputs Clear/Not Clear, Eligibility Status, Risk Category, Compliance-State Flags
- Always non-PII for uniform screening
Behavioral & Operational Risk Signals
- Fraud/impersonation patterns, multi-account behavior, velocity indicators
- Responsible gaming thresholds and eligibility conditions
- Suspicious operational behaviors flagged without exposing identities
Digital Asset Wallet Risk (optional)
- Wallet history, counterparties, exposure to sanctioned entities
- Association with high-risk clusters and transaction provenance
- Stablecoin circulation indicators; outputs risk categories only
Consolidated Compliance-State Output
- Transforms intelligence into structured signals and deterministic flags
- Policy-relevant attributes and minimal disclosure indicators
- Immediate enterprise/actionability without manual interpretation
Refresh & Continuous Monitoring
- Auto-updates when sanctions/watchlists change or behaviors shift
- Adapts to wallet conditions and regulatory thresholds
- Compliance-state always current
How It Works
Step 1 — Intelligence Aggregation
Consolidate sanctions, watchlist, behavioral, and optional digital-asset intelligence into a unified structure.
Step 2 — Identity & Credential Context
Evaluate signals relative to the Zekret-issued identity credential (non-PII).
Step 3 — Signal Calculation
Compute structured risk and compliance indicators.
Step 4 — Policy Evaluation
Feed signals into the Attestation & Policy Engine for eligibility and enforcement logic.
Step 5 — Decision Execution
Deterministic Enforcement Layer returns Allow / Block / Escalate with minimal disclosure.
Architecture Overview
Engine Components
- Sanctions Intelligence Module
- Watchlist & PEP Monitor
- Behavioral Risk Analyser
- Digital Asset Wallet Risk Evaluator (optional)
- Compliance-State Formatter
- Governance & Versioning Layer
Architecture Principles
- Zero PII required
- Normalized global intelligence
- Deterministic state outputs
- Isolation of sensitive intelligence sources
- Immutable governance of intelligence updates
Security & Privacy
- Signals abstracted into non-PII status objects
- No raw datasets exposed to client systems
- Data-minimization and cross-border compliance
Deployment Models
Deploy the way you need
Choose the hosting model that aligns with your compliance, sovereignty, and operational requirements.
Dedicated SaaS Instance
- Secure and easy to integrate.
Private Cloud / VPC
- Data sovereignty for enterprise and government environments.
On-Premise
- For national regulators, banks, gaming authorities, and critical infrastructure.
Air-Gapped Mode
- Periodic intelligence updates for restricted, offline systems.
Integrations
Enterprise Integrations
- AML workflows
- Access control systems
- Government eligibility engines
- Gaming compliance portals
- Digital asset monitoring tools
- Core banking environments
- Enterprise AI governance pipelines
API & SDK Support
- Risk-state lookup
- Compliance-state delivery
- Attestation enrichment
- Policy evaluation integration
- Enforcement trigger support
Compliance Alignment
FATF recommendations
AML screening requirements
Global sanctions obligations
MiCA-compliant screening (applicable verticals)
Responsible gaming requirements
Public sector eligibility frameworks
GDPR (non-PII, minimal disclosure)
AI Act model governance alignment
Key Benefits
Unified risk and intelligence layer across all systems
Non-PII screening reduces exposure and cost
Consistent sanctions/watchlist outcomes
Supports digital asset risk without blockchain-first positioning
Reduces false positives through contextual signals
Structured, machine-readable compliance states
Seamless integration with policy and enforcement
Built for cross-border and inter-agency use
Strengthen Compliance With Unified, Non-PII Risk Intelligence
Deploy standardized, deterministic compliance-state intelligence across your entire infrastructure.