Product / Attestation & Policy Engine

Attestation & Policy Engine

Deterministic attestation governance and machine-executable policy evaluation for compliance, eligibility, and operational decisioning across high-assurance sectors.

The Attestation & Policy Engine transforms regulatory requirements, institutional rules, and operator-specific conditions into consistent, auditable, and fully deterministic logic that governs every identity, action, and transaction.

Deterministic, auditable policy evaluation

Structured, non-PII attestations

Machine-executable governance across operators

Sovereign deployment (SaaS, VPC, on-prem, air-gapped)

Executive Overview

The Attestation & Policy Engine is the decision logic layer of Zekret’s trust architecture. It defines which attestations must exist, how they are evaluated, how compliance-state is computed, and what outcomes are allowed, blocked, or escalated.

Policies are enforced uniformly across applications, operators, jurisdictions, and systems — eliminating ambiguity and reducing compliance drift.

This engine enables institutions to codify compliance rules centrally, apply them deterministically everywhere, update them without system rewrites, and evaluate identity and risk signals without handling PII. It is the regulatory brain of the Zekret platform.

High assurance without centralizing sensitive data

Unified identity and compliance outcomes across operators and agencies

Standardized attestations and eligibility models

Instant, minimal-disclosure verification

Lifecycle governance for refresh, expiration, and revocation

What It Solves

Inconsistent compliance application across channels

Manual interpretation of regulatory requirements

Regulatory drift and policy fragmentation

Lack of interoperability between institutions and operators

High operational overhead for eligibility and sanctions refresh

The Attestation & Policy Engine unifies these workflows under one deterministic logic layer.

Core Capabilities

Structured Attestations

  • Age, jurisdiction, sanctions/watchlist, responsible gaming, documentation validity
  • Risk and eligibility attributes; category-specific compliance states
  • Structured, signed, version-controlled, and non-PII

Policy Packs

  • Required attestations, logical conditions, risk thresholds, jurisdictional rules
  • Enforcement behavior, escalation pathways, refresh intervals, dependencies
  • Separate packs for AML, high-risk transactions, benefits, gaming, age-gated services

Deterministic Evaluation Engine

  • Evaluates attestation states, compliance conditions, risk signals, expirations
  • Outputs Allow / Block / Escalate with compliance-state summaries
  • Consumes Screening & Risk Intelligence signals without exposing PII

Compliance-State Calculation

  • Structured compliance-state object: what passed, failed, why, and requirements
  • Regulator-ready logic trails for audit and downstream processing

Governance Framework

  • Versioning, approval workflows, audit logs, RBAC
  • Policy integrity, expiration and renewal governance
  • Deterministic, explainable outcomes for legal defensibility

How It Works

1

Step 1 — Define Policies

Institutions codify compliance requirements, eligibility logic, refresh cycles, and enforcement rules.

2

Step 2 — Bind Attestations

Users receive a Zekret-issued identity credential containing verified attestations.

3

Step 3 — Evaluate

Credential presented; attestations validated; policy packs evaluated; risk signals incorporated.

4

Step 4 — Determine Outcome

Engine outputs Allow / Block / Escalate with a compliance-state summary.

5

Step 5 — Enforce

Deterministic Enforcement Layer executes outcomes in real time.

Architecture Overview

Components

  • Attestation Schema Manager
  • Policy Definition Module
  • Deterministic Evaluation Engine
  • Compliance-State Calculator
  • Version Control & Governance Layer
  • Decision Output Interface

Data Characteristics

  • Zero PII required
  • Structured, encrypted attestations
  • Minimal disclosure
  • Immutable version history
  • Audit-ready evaluation logs

Security

  • Signature validation
  • Policy integrity verification
  • Encrypted decision flows
  • Privileged access governance

Deployment Models

Deploy the way you need

Choose the hosting model that aligns with your compliance, sovereignty, and operational requirements.

Dedicated SaaS Instance

  • Fastest deployment
  • Strict tenant isolation
  • Fits private operators and mid-sized institutions

Private Cloud / VPC Deployment

  • Runs fully inside customer infrastructure
  • No external data exposure
  • Ideal for banks and enterprises

On-Premise Deployment

  • Designed for public agencies, banks, defense systems, national-scale identity programs

Air-Gapped Mode

  • Offline operation with controlled sync
  • Deterministic internal evaluation
  • For classified or sovereign environments

Integrations

Enterprise Integrations

  • AML platforms
  • Government decision systems
  • Eligibility engines
  • Case management systems
  • Operator compliance portals
  • Banking core infrastructure

API Capabilities

  • Policy evaluation
  • Attestation status lookup
  • Compliance-state retrieval
  • Enforcement trigger
  • Refresh checks

Compliance Alignment

FATF recommendations

AML/KYC/KYB requirements

Responsible gaming laws

Government benefit eligibility models

GDPR principles (zero retention, minimal disclosure)

EU AI Act governance (explainable, policy-driven decisions)

MiCA-aligned compliance checks (where digital assets apply)

Key Benefits

Deterministic compliance decisions

Centralized policy governance across distributed systems

No PII required for evaluation

Transparent, explainable results

Eliminates inconsistent rule interpretation

Reduces regulatory and operational risk

Enables interoperability across operators and agencies

Drives automation in identity and compliance workflows

Define Your Compliance Logic Once. Apply It Everywhere.

Deploy deterministic attestation governance and machine-executable policy evaluation across your highest-assurance operations.